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Singer Krystal Metcalfe Pens Song “Sallie” About Student Loans

By September 9th, 2021No Comments
Singer Krystal Metcalfe Pens Song "Sallie" About Student Loans
Photo by Bryan Allen Lamb
Written by Mike Orie of

According to USA Today, over 40 million students currently have student loans across the United States. This amount now totals to over 1.2 trillion dollars in debt. Chicago singer, by way of St. Louis, Krystal Metcalfe falls into that category. In her new release “Sallie” Metcalfe speaks on her personal experiences of being an artist indebted to student loans.

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The song takes a humorous yet accurate stab at many millennials experience with student loans. Daily phone calls, high interest rates, and sacrifice on home mortgages. “We can’t never go out to eat. Gotta stay in the house.” While Sallie Mae may have been replaced by Navient Solutions, it’s a name that everyone knows. “Now it’s personal..cause you got my parents involved.” 

“I wrote this song on my couch with my guitar, as a playful blues. Drowning my sorrows in laughter and song…singing about being broke. The message I’m hoping to convey with this record is that it’s ok to voice your frustrations, channel them into art, and inspire people,” says Metcalfe.

Although a very somber feeling remembering the mass amounts of student loans Metcalfe and I both share from our alma mater, Columbia College Chicago, I’d be remised to not mention how much this time has transformed her into the powerful artist she’s becoming. Krystal Metcalfe is at the forefront of talent being produced in the heart of Chicago. It’s the struggle that appears to bring out the quality music we’re hearing today. But in her music, you hear so much more than struggle, you hear passion, talent and a powerful voice that is earning her mainstay in the music industry. If you’ve ever had any form of students loans, financial hardships or debt, it’s a song you can definitely relate to. Sallie is a single from Metcalfe’s much anticipated upcoming EP “In Real Life” set to release at the end of the summer.

If you happen to be in the Chicagoland area, you can catch Krystal Metcalfe performing this Sunday, July 10th  at the Taste of Chicago on the Budlight stage from 11:50am-1pm. You can check out more of her music here.

“Cause the way you harassing me…it’s gotta be against the law.”

Singer Krystal Metcalfe Pens Song "Sallie" About Student Loans
Mike “Orie” Mosley is a freelance writer/photographer and cultural advocate from St. Louis. He holds a Bachelor of Arts in Arts, Entertainment & Media Management from Columbia College Chicago and a Masters in Higher Education Administration from LSU. He is also the co-founder of music and culture website In his spare time, he’s probably listening to hip hop & neo soul music, hitting up brunch or caught up in deep conversations about Black music. You can follow him on Twitter @mike_orie or on Instagram @mikeorie.

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